– Mint is a free online program that will track all of your expense for you. If you prefer a computer or online tracker here are some options: I’m using one for my fixed expenses (everything I write a check for or that gets withdrawn out of my bank account) and the other for variable spending (grocery shopping, etc.) At the end of the month you’ll be able to tally everything up and see which budget categories you need to work on.Īlso note that most people will need to use two of these per month. The expense column is to record where you made the purchase and the category is to write down the budget category that the expense falls into. The date and amount are self-explanatory. This printable has four columns – date, expense, amount, and category.
#INCOME AND EXPENSE TRACKER PRINTABLE DOWNLOAD#
Download the FREE Printable Expense Tracker.I’d much rather physically write everything out – but that’s just me! If you like it you’re more than welcome to download and use it. I am definitely a paper and pen kind of girl. I’ll be using this printable expense tracker. You need all of your data in one place so that it’s easy to analyze. If you’re going to use Mint then always use Mint. If you’re going to use a notebook then always use a notebook. If you’re going to use an Excel sheet then always use the Excel sheet. # 3 Use the Same Method to Record Your Expenses You need to be detailed so that when you reflect back on the month you’ve got an honest assessment of where your money is going. then record them all in the grocery category.) (On a side note if your budget category “groceries” includes personal hygiene products, cleaners, etc. Record $90 worth of groceries and $20 worth of books – not $110 worth of groceries.
If you have a receipt for Kroger and you bought $90 worth of groceries and $20 worth of books for yourself don’t record everything under groceries. # 2 Break Your Purchases Down Into Categories Figure out what time works best for you and take 5-10 minutes to sit down and record your purchases each day. The easiest way to a) stick to this and b) to not get backed up is to sit down and record your expenses at the same time every day.įor me this works the best after I put my kids to bed but before I start working. # 1 Record Your Expenses at the Same Time Everyday I hope you’ll be joining me so that you can have a realistic working budget by next month too. I’ll be tracking my expenses over the next thirty days so that I can better budget my money.
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